Kristof Lerch of Retirement Fund Solutions (RFS) has successfully completed his board exams to qualify him for the prestigious Certified Financial Planner®. certification. Principles of finance and financial planning, taxes, insurance, estate planning, investment and securities planning, employee benefits planning and retirement planning are among the skills covered in the certification requirements. He will be one of three Certified Financial Planners at RFS.
As a Financial Intermediary at RFS' new unit, RFS Wealth, Kristof’s role is to advise individuals on the most efficient ways to build and manage their wealth and insure themselves against risks based on their needs and preferences.
Kristof’s best advice to anyone; “Always start with a budget. This is a simple but efficient way to manage expenses effectively and achieve goals. For example, by categorising savings for dream holidays as an expense your chances of saving the desired amount is significantly higher.”
Kristof completed his Bachelor of Accounting at the University of Stellenbosch, an Honours degree in financial analysis and portfolio management at the University of Cape Town and a postgraduate diploma in financial planning at the business school of Stellenbosch.
Important notice and disclaimer
This article summarises the understanding, observation and notes of the author and lays no claim on accuracy, correctness or completeness. Retirement Fund Solutions Namibia (Pty) Ltd does not accept any liability for the content of this contribution and no decision should be taken on the basis of the information contained herein before having confirmed the detail with the relevant party. Any views expressed herein are those of the author and not necessarily those of Retirement Fund Solutions.