As stated in your newsletter: We have nearly come to the end of the year again.

The ... Retirement Fund 2014 sleigh became almost overloaded with additional work because of the NAMFISA inspections. Every year I am thankful for your continuous support to keep us going and for sharing your industry wisdom and knowledge with us.

In the retirement environment "RFS's newsletters weigh more than gold" - your time and efforts to compile these newsletters cannot be weighed.

While you are still attending to the very last tasks of 2014, I do hope that a peace-filled sleigh will take you away to a wonderful and well-deserved holiday.

These festive wishes were received with sincere appreciation by all at RFS.