Benchmark Retirement Fund is a fantastic institution. I never tire of telling people what good service we get, how satisfied I am and what a professional group of people run it. If I have one quibble it is this tiresome business of having to get a Certificate of Existence certified once per year. If you could find some way of making this process absolutely painless I would not be able to think of a single quibble! I hope that you can focus the intellectual capacity of Benchmark to reflect on how this could be done...