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  • Housing loans where property is owned by more than one person

    Property can be owned through different vehicles and in different forms. More than one person can be registered as joint owner of a property. Property can be owned by a company in which the shareholder’s ownership is linked to a specific property via his share. It can be owned via a sectional title scheme or in a ‘build-together cooperative.

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  • Death benefits and intestate succession

    Section 37C prescribes the manner in which death benefits are to be disposed of by the trustees of a fund. In short, dependants are to be considered first, if there are any. Next to be considered are nominees, if there are any.

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  • Prescribed assets are blatant theft of pensions

    In Namibia, our Minister of Finance chose to follow a slightly more sophisticated approach by setting 45% of total pension fund assets as the minimum to be invested in Namibia, knowing full well that in the absence of investment opportunities in the Namibian market, pension funds will be forced to invest in government bonds.

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